Categories
Finance

What is the role of the central bank on the financial system?

Assignment Questions
Would you prefer independent or dependent central bank? Why? (3 points)
What is the role of the central bank on the financial system? What
policies they implement, how would be implemented and their effects on
the financial system. When the central bank should implement those
policies? (4 points)
Contractionary monetary policies in
Saudi Arabia last for more than one year and expected to last further
(but with slower increase in interest rate); how should financial
institution react to this? (3 points).

Categories
Finance

Discuss the benefits and challenges for investors if they are investing in international assets.

1. Discuss the benefits and challenges for investors if they are investing in international assets. [Word limit: 300 to 400 Words]
2. Discuss the opportunities and challenges for the banking industry in Small Business financing in Saudi Arabia.
[Word limit: 300 to 400 Words]
3. constructive comments on the following (Word limit for each comment: 50 to 80 Words)
A) Retail banks, private investment programs, specialized lending institutions, the Saudi Arabia Monetary Authority (SAMA), and the stock market make up Saudi Arabia’s banking system.
The Central Bank of Saudi Arabia (SAMA) was established to oversee banks and financial institutions and oversee the country’s monetary policy.
There are a number of ways the banking industry can help small businesses get financing. Some of these strategies include providing entrepreneurs with access to financing, other options for funding, and new markets. Additionally, banks are capable of issuing loans, credit cards, and other financial instruments. Additionally, banks can provide guidance and assistance to owners of small businesses.
The Saudi banking industry faces numerous challenges when it comes to funding loans to small businesses. The significant risk of lending to owners of small businesses, the absence of small businesses’ collateral, their inaccessibility to international capital markets, and the absence of an efficient banking infrastructure are some of these issues. Additionally, banks don’t have much reason to lend money to small businesses because the costs of doing so may be prohibitive in comparison to the money they gain.
If Saudi Arabian banks want to help small businesses get loans, they need to come up with effective ways to manage risks and offer products and services that meet the needs of business owners. In addition, banks need to work hard to build trusting relationships with owners of small businesses and give them access to global financial markets. Last but not least, the government ought to continue providing banks with incentives to lend money to small businesses. Saudi Arabia’s small business sector will be strengthened and stabilized as a result of this.
B) The financial industry’s future is predicted to be shaped by the disruptive global phenomenon known as fintech. The Saudi Arabian FinTech ecosystem and environment are described in this paper along with their features and traits. Examples of cutting-edge Saudi Arabian financial companies are highlighted, including peer-to-peer lending, internet banking, transfer and payment systems, crowdfunding platforms, and blockchain efforts. Within the ecosystem, there have been a number of changes over the past five years. Saudi banks, for instance, are now acting with greater caution. FinTech projects, on the other hand, are also being created internally, which encourages technology firms and start-ups to concentrate their efforts on innovations that aim to enhance existing procedures rather than novelty. Government efforts are primarily focused on projects involving rules and legislation. The public is intrigued by new products that are convenient and easy to use. We compare the Saudi FinTech ecosystem to the United Arab Emirates’ FinTech ecosystem and conclude with recommendations for the different stakeholders.

Categories
Finance

What is the role of the central bank on the financial system?

Would you prefer independent or dependent central bank? Why?
What is the role of the central bank on the financial system? What policies they implement, how would be implemented and their effects on the financial system. When the central bank should implement those policies?
Contractionary monetary policies in Saudi Arabia last for more than one year and expected to last further (but with slower increase in interest rate); how should financial institution react to this?

Categories
Finance

Discuss the benefits and challenges for investors if they are investing in international assets.

Discuss the benefits and challenges for investors if they are investing in international assets. (3 Marks)
(Case Study & Problem solving) Question(s):
Q.1. Abdullah follows the automotive industry, including XYZ Motor Company. Based on XYZ’s 2021 annual report, Abdullah writes the following summary: XYZ Motor Company has businesses in several countries around the world. XYZ frequently has expenditures and receipts denominated in non-U.S. currencies, including purchases and sales of finished vehicles and production parts, subsidiary dividends, investments in non-U.S. operations, etc. XYZ uses a variety of commodities in the production of motor vehicles, such as nonferrous metals, precious metals, ferrous alloys, energy, and plastics/resins. XYZ typically purchases these commodities from outside suppliers. To finance its operations, XYZ uses a variety of funding sources, such as commercial paper, term debt, and lines of credit from major commercial banks. The company invests any surplus cash in securities of various types and maturities, the value of which are subject to fluctuations in interest rates. XYZ has a credit division, which provides financing to customers wanting to purchase XYZ’s vehicles on credit. Overall, XYZ faces several risks. To manage some of its risks, XYZ invests in fixed-income instruments and derivative contracts. Some of these investments do not rely on a clearing house and instead effect settlement through the execution of bilateral agreements.
Based on the above summary, recommend and justify the risk exposures that should be reported as part of an Enterprise Risk Management System for XYZ Motor Company. (5 Marks)
Q2 An investment manager placed a limit order to buy 500,000 shares of Ahmad Corporation at SAR 21.35 limit at the opening of trading on February 8. The closing market price of Ahmad Corporation on February 7 was also SAR 21.35. The limit order filled 40,000 shares, and the remaining 460,000 shares were never filled. Some good news came out about Ahmad Corporation on February 8, and its price increased to SAR 23.60 by the end of that day. However, by the close of trading on February 14, the price had declined to SAR 21.74. The investment manager is analyzing the missed trade opportunity cost using the closing price on February 8 as the benchmark price.
A. What is the estimate of the missed trade opportunity cost if it is measured at a one-day interval after the decision to trade? (2.5 Marks)
B. What is the estimate of the missed trade opportunity cost if it is measured at a one-week interval after the decision to trade? (2.5 Marks)
Q3.Consider some stocks that trade in two markets, with a trader being able to trade in these stocks in either market. Suppose that the two markets are identical in all respects except that bid–ask spreads are lower and depths (the number of shares being offered at the bid and ask prices) are greater in one of the two markets. State in which market liquidity-motivated and information-motivated traders would prefer to transact. Justify your answer. (2.5 Marks)

Q4. Zaid retired from his firm. He has continued to hold his private retirement investments in a portfolio of common stocks and bonds. At the beginning of 2019, when he retired, his account was valued at SAR 453,000.By the end of 2019, the value of his account was SAR 523,500. Zaid made no contributions to or withdrawals from the portfolio during 2019. What rate of return did Zaid earn on his portfolio during 2019? (2.5 Marks)

Categories
Finance

Provide an explanation of why it is worthy of investing in these companies for a month.

Prepare are brief SWOT analysis of these three companies. We are doing a stock investment simulator and I decided to invest in these three companies: Apple, Netflix, AMD
We will be investing in these three companies for a month.
Please provide an explanation of why it is worthy of investing in these companies for a month.
– Doesn’t have to be long
– Approx. 2 slides
– please provide slide scriipt
*Started investing on the 25th of Jan

Categories
Finance

On page 122 in your text, from the Discussion Questions answer question 4. Be su

On page 122 in your text, from the Discussion Questions answer question 4. Be sure to support your conclusion.
Book: Handbook of Local Government Fiscal Health (Chapter 4)

Categories
Finance

Provide a summary of major investment risk characteristics that must be considered by investors when deciding among alternative investments.

(Critical Thinking & Problem solving) Assignment Question(s):

Q.1. Suppose as an investor, you buy properties based on expected future benefits, what is the rationale for appraising a property based on current cap rates without making any income or resale price projections? Explain in your own word. (4 Marks)
Q2. “Most tenants find leasing to be more cost-effective than owning” Justify this statement with the help of suitable example. (3 Marks)
Q3. Provide a summary of major investment risk characteristics that must be considered by investors when deciding among alternative investments. (4 Marks)
Q.4 A general example of common area maintenance (CAM) charges might be as follows: (1) a retail mall contains 2 million square feet of space, of which 1.2 million is rentable area and 800,000 square feet is common area; (2) total CAM expenses are $3,000,000 for the year; and (3) anchor tenants occupy 700,000 square feet of rentable area and in-line tenants occupy 500,000 square feet. The owner of the mall has negotiated with four anchor tenants that they will pay $2 per rentable foot for CAM charges on a combined total of 700,000 square feet. As per this example, what will be the CAM charges per rentable square foot for in-line tenants?(4 Marks)

Categories
Finance

What is Inventory Management?

What is Inventory Management? What is Investment Management? Please review the Simulation Example on a Camera Warranty.
Explain how inventory and investment management are related to this example regarding Discount rate/cost, Warranty period, NPV, etc.?
Please include at least 1 reference and latest APA style.
after first post,you also need to write down 2 response for 2 classmate.

Categories
Finance

Distinguish between international funds, global funds, worldwide funds, and overseas funds

Discussion1. All
major mutual fund companies now offer a variety of internationally
diversified mutual funds. The degree of international composition across
funds, however, differs significantly. Use the Web sites listed below,
and others of interest, to do the following:
Distinguish between international funds, global funds, worldwide funds, and overseas funds
Determine
how international funds have been performing, in U.S. dollar terms,
relative to mutual funds offering purely domestic portfolios

Fidelity www.fidelity.com
T. Rowe Price www.troweprice.com
Merrill Lynch www.ml.com
Kemper www.kempercorporation.com
Discussion 2:
Click on the following link:
Bloomberg www.bloomberg.com/markets/stocks

Global Equities. Bloomberg
provides extensive coverage of the worldwide equity markets 24 hours a
day. Using the Bloomberg site listed here, note how different the
performance indices are on the same equity markets at the same point in
time all around the world.
(Question):
Using
the Bloomberg site listed above, note how different the performance
indices are on the same equity markets at the same point in time all
around the world.
No matching ratio,add references

Categories
Finance

Determine how international funds have been performing, in U.S. dollar terms, relative to mutual funds offering purely domestic portfolios

Q. All major mutual fund companies now offer a variety of internationally diversified mutual funds. The degree of international composition across funds, however, differs significantly. Use the Web sites listed below, and others of interest, to do the following:
Distinguish between international funds, global funds, worldwide funds, and overseas funds
Determine how international funds have been performing, in U.S. dollar terms, relative to mutual funds offering purely domestic portfolios
Fidelity www.fidelity.com
T. Rowe Price www.troweprice.com
Merrill Lynch www.ml.com
Kemper www.kempercorporation.com
*Note:
Kindly make this discussion more realistic by commenting on the post of at least 2 of your classmates.
add reference + no plarigsim